HOW WE CAN HELP
We pride ourselves in offering tailor-made wealth management advice that is designed to maximise the potential of your money, so it can provide you with a more enriching quality of life. Working together, we can develop a solution that suits your individual needs.
Retirement Planning
Everybody should be able to enjoy a retirement where you can reap the rewards of your hard work. Not everyone’s retirement goals are the same, so we’ll take the time to understand your circumstances and find a solution that fits.
Corporate Services
As a successful business owner, you may find that you don’t have the time to consider your financial objectives, or how to protect the company you’ve worked hard to build. We can help you identify your goals and set out a plan towards reaching them.
Investment Planning
Securing your financial future takes expert wealth management advice and experience. Whether you’re looking to invest to improve your income or grow your savings, we’ll create a tailor-made strategy to help meet your financial objectives.
Estate Planning
We all want to leave a sizeable inheritance to help future generations. However, it takes careful planning to achieve this. We’ll understand your ambitions and develop solutions designed to preserve as much money as possible to pass on to your family.
Mortgages
The fast pace of modern life means we sometimes may not have the time to manage our finances in the way we’d like. If you want to make your money work harder for you, our expert team will get to know your requirements and develop a strategy to help.
Intergenerational Planning
It’s often thought that assets can only be passed down to the next generation. Intergenerational planning challenges that theory and allows you to provide for future generations as well. However you want to provide for your family, we can help.
Tax Planning
Maintaining a tax-efficient environment for your savings and investments is a vital part of securing your financial future. No matter what you want to achieve with your hard-earned money, we can help you optimise your tax-efficiency and in the future.
Protection
We all want to protect what’s important to us. Unfortunately, there is always the chance of developing a serious illness that stops you from working. Protection insurance means even if the worst does happen, you will not be put under financial stress.
Private Clients
There may be a whole host of reasons why you want to bolster your finances. Whether you want to take early retirement, spend more time abroad or pursue philanthropic aims, our team will put together a plan to suit your individual requirements.
Your home may be repossessed if you do not keep up repayments on your mortage.
The value of an investment with St. James’s Pace will be directly linked to the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Our Approach
1. Understand Your Goals
We’ll sit down with you and get a thorough understanding of your situation and what your objectives are. We know there’s no one-size-fits-all solution, so we will work with you every step of the way to find a solution that benefits you the most.
2. Tailor Your Strategy
Using the information you provided, plus our own extensive wealth management expertise, we will develop a strategy that is tailor-made and aims to meet your individual requirements and make the most out of your money.
3. Analyse and Improve
We will continuously monitor the performance of your investments and conduct regular evaluation meetings with you to monitor your finances stay on track. By doing this, we can help you achieve your desired financial future.
Satisfied Clients
“I was actually quite blown away by Garnet because in my industry we’re very black and white and very disciplined. Garnet sent me a letter and an email within minutes proposing that we get together and sort things out, which I thought was very professional. If one or two people give Garnet the opportunity, it’s going to be better for them.”
“I’ve been working with Ubuntu and Garnet since 2012 and over the years have added many products and services via St. James’s Place, so it’s worked out really well. Garnet is a really good ambassador for what he does. He is very knowledgeable and has a lot of experience.”